I graduated college and landed what many would consider a “dream job” making over  a $60,000 a year salary. I realized early on that achieving financial freedom is at the core of everything that I do. That is my bottom line, point blank, period. I highly doubt achieving financial freedom within the first 3-5 years of graduating college is on the priority list of many young 20 somethings. I know for sure that new college graduates making at least that much money fresh out of school value buying a  brand new luxury car such as a Mercedes Benz, BMW, or Audi over financial freedom.

Why I chose financial freedom over a brand new Luxury car?

I value my net worth.

Like hundreds of thousands or even millions of other college graduates, I entered the real world with student loan debt. My wife and I together are about $50,000 in debt. What a way to start your adult life! Net worth is equal to assets minus liabilities. In order for me to have my net worth above $1 million, I need to get out of debt. There’s no ifs, ands, or buts about it; I need to get out of debt, well bad debt. A brand new luxury car would put an additional $30,000 plus debt over my head making me at least $80,000 in debt. Simple math, but many fail to think about the additional price tag on top the already heavy student loan debt. Once I’m out of debt, I will be financially free and can then focus solely on growing my assets via business and investments.

Possessions don’t equate to success.

So many people believe the more you have, the happier you’ll be. I think the more you have, the more you’re going to want to have. You’re going to want to do bigger, better, faster. There’s a price tag for everything in this world. Majority of the people out there who have a lot of possessions can’t even afford it, and are in tons of debts. They look successful, but when you see their bank account or balance sheet, their struggling just like everyone else. Just because you can make payments on something doesn’t necessarily mean you can afford it. I refuse to be that person. Success to me would be me becoming a millionaire by 30, not driving a brand new Mercedes Benz to look cool.

Would’ve taken a lot longer to achieve my goal of financial freedom.

I desire to be financially free in the near future, and I know that paying extreme amounts of money every single month while being in tens of thousands of dollars in debt will prolong the crap out of my journey to reaching financial freedom. I refuse to take that risk. If I have a goal, I can’t let anything get in the way of me achieving that goal.

The money I would’ve spent on a car loan is being invested into my business.

To achieve financial freedom in the next 3-5 years, I cannot rely solely on my day job. That’s the main reason why so many people struggle today. It doesn’t matter how high my salary is, Uncle Sam will always continue to take huge chunks out of my paycheck every 2 weeks, and as long as I’m considered an employee, I will never see over 60% of my paycheck. My business that I’m working on on the side will help me reach my goal of being financially free. So, instead of me paying $600 plus per month for a car, that money is being used to bootstrap my business which in turn will make me tons of money.

A car isn’t an asset.

I firmly believe in Robert Kyosaki’s principle that an asset is something that makes you money. In other words, money is flowing into your pockets as opposed to flowing out. With that being said, spending $30,000 plus or paying $600 plus every month wouldn’t consider a car an asset. Also, the moment that car is driven off the lot, it instantly loses it’s worth, meaning I’m losing even more money because I would still be paying for something that doesn’t have the same value when I purchased it (red flag). As I stated above, the money that could go toward a luxury car is going toward my business, which is considered a true asset because it will make me my millions.

Kevin Stimpson
I am the CEO & Founder of Strive & Grind and Co-Founder and Chief Product Officer of Redono. I love everything entrepreneurship and fitness.
Kevin Stimpson
Kevin Stimpson

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  • Dream big or don't dream at all! Strive & Grind Sponsored Athlete @torygrant in our Achieve Greatness Hoodie and our logo Snapback! @strivengrind #strivengrind store.strivengrind.com #apparel #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #skatelife #activewear #apparel #fashion #skate #fitfam #surf #movement #skateboarding #entrepreneur

    strivengrind: "Dream big or don't dream at all! Strive & Grind Sponsored Athlete @torygrant in our Achieve Greatness Hoodie and our logo Snapback!

@strivengrind 
#strivengrind
store.strivengrind.com

#apparel #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #skatelife #activewear #apparel #fashion #skate #fitfam #surf #movement #skateboarding #entrepreneur"
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  • Head over to the Strive & Grind online store and get 15% off your 1st order! 💥STRIVE to achieve greatness AND GRIND to get there!💥 Lifestyle x Movement @strivengrind #strivengrind store.strivengrind.com👈 #art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #success #activewear #apparel #fashion #skate #fitfam #surf #movement #model #gear

    strivengrind: "Head over to the Strive & Grind online store and get 15% off your 1st order! 💥STRIVE to achieve greatness AND GRIND to get there!💥 Lifestyle x Movement 
@strivengrind 
#strivengrind
store.strivengrind.com👈 #art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #success #activewear #apparel #fashion #skate #fitfam #surf #movement #model #gear"
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  • Dopeness was just added to the Strive & Grind store. Get your grind on in our new athletic hats! Perfect for the everyday and fitness grind! 💯💪 Available in: ✔️Black ✔️Navy ✔️Red @strivengrind #strivengrind Shop now at store.strivengrind.com👈 #grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #golf #aesthetic #dope #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #fitchick #fit #athleticwear #bodybuilding

    strivengrind: "Dopeness was just added to the Strive & Grind store. Get your grind on in our new athletic hats! Perfect for the everyday and fitness grind! 💯💪 Available in:
✔️Black
✔️Navy
✔️Red

@strivengrind 
#strivengrind 
Shop now at store.strivengrind.com👈 #grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #golf #aesthetic #dope #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #fitchick #fit #athleticwear #bodybuilding"
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  • Good Morning to all of our Strive & Grinders out there! Today's the day to own whatever it is you want. No excuses. Just go get it! @strivengrind #strivengrind store.strivengrind.com #art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #artlife #activewear #apparel #fashion #skate #fitfam #surf #movement #model #entrepreneur

    strivengrind: "Good Morning to all of our Strive & Grinders out there! 
Today's the day to own whatever it is you want. No excuses. Just go get it!

@strivengrind 
#strivengrind
store.strivengrind.com

#art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #artlife #activewear #apparel #fashion #skate #fitfam #surf #movement #model #entrepreneur"
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  • #WCW goes to Strive & Grind Co-Founder @_devona_ ! She's lives the #strivengrind lifestyle all day everyday. Check out her page for to see how she strives and grinds! New hats hitting the store this weekend! @strivengrind #strivengrind store.strivengrind.com #art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #success #activewear #apparel #fashion #skate #fitfam #surf #movement #model #entrepreneur

    strivengrind: "#WCW goes to Strive & Grind Co-Founder @_devona_ ! She's lives the #strivengrind lifestyle all day everyday. Check out her page for to see how she strives and grinds!

New hats hitting the store this weekend!

@strivengrind 
#strivengrind
store.strivengrind.com

#art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #success #activewear #apparel #fashion #skate #fitfam #surf #movement #model #entrepreneur"
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  • Use this hashtag to show us how you Strive & Grind! Lifestyle x Movement @strivengrind #strivengrind store.strivengrind.com #grind #inspiration #motivation #lifestyle #fun #boxing #greatness #skateboarding #fitlife #athlete #strong #basketball #aesthetic #skatelife #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #aesthetics #fit #skate #bodybuilding

    strivengrind: "Use this hashtag to show us how you Strive & Grind! 
Lifestyle x Movement

@strivengrind 
#strivengrind
store.strivengrind.com

#grind #inspiration #motivation #lifestyle #fun #boxing #greatness #skateboarding #fitlife #athlete #strong #basketball #aesthetic #skatelife #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #aesthetics #fit #skate #bodybuilding"
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  • Strive & Grind! It's as simple as that! @strivengrind #strivengrind strivengrind.com #grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #shredded #skatelife #skateboarding #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #aesthetics #fit #work #bodybuilding

    strivengrind: "Strive & Grind! It's as simple as that!

@strivengrind 
#strivengrind 
strivengrind.com

#grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #shredded #skatelife #skateboarding #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #aesthetics #fit #work #bodybuilding"
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  • Only few more $50 and $100 bundles left! Don't miss out on these sweet deals! Also get 15% when you sign up for our email list! @strivengrind #strivengrind Shop now at store.strivengrind.con #grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #shredded #aesthetic #skateboarding #grind #passion #movement #physique #skatelife #ifbb #gym #muscle #work #skate #fit #nutrition #bodybuilding

    strivengrind: "Only few more $50 and $100 bundles left! Don't miss out on these sweet deals! Also get 15% when you sign up for our email list!

@strivengrind 
#strivengrind

Shop now at store.strivengrind.con

#grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #shredded #aesthetic #skateboarding #grind #passion #movement #physique #skatelife #ifbb #gym #muscle #work #skate #fit #nutrition #bodybuilding"
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  • STRIVE to achieve greatness AND GRIND to get there!💪💯 Lifestyle x Movement @strivengrind #strivengrind store.strivengrind.com #grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #shredded #aesthetic #shredz #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #aesthetics #fit #nutrition #bodybuilding

    strivengrind: "STRIVE to achieve greatness AND GRIND to get there!💪💯 Lifestyle x Movement 
@strivengrind 
#strivengrind
store.strivengrind.com

#grind #inspiration #motivation #lifestyle #fun #achievegreatness #greatness #striveforgreatness #fitlife #athlete #strong #shredded #aesthetic #shredz #grind #passion #movement #physique #npc #ifbb #gym #muscle #work #aesthetics #fit #nutrition #bodybuilding"
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  • Salute to all of our Strive & Grinders out there! Courtney wearing our crew neck! 🙌 @strivengrind #strivengrind Get your crew neck sweatshirt at store.strivengrind.com #art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #success #activewear #apparel #fashion #skate #fitfam #surf #movement #model #grind

    strivengrind: "Salute to all of our Strive & Grinders out there! Courtney wearing our crew neck! 🙌 @strivengrind 
#strivengrind 
Get your crew neck sweatshirt at store.strivengrind.com

#art #actor #passion #inspiration #motivation #grind #strive #boxing #basketball #athlete #football #bmx #dance #fitlife #lifestyle #music #dream #success #activewear #apparel #fashion #skate #fitfam #surf #movement #model #grind"
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